Electric Vehicle Tax Credits for High-Income Individuals and Families
Electric vehicles (EVs) are becoming increasingly more available, and most car manufacturers are building and selling an EV option, ranging from sports cars to pickup trucks. The US government currently provides a […]
Long-Term Care Insurance: Do you need it?
As people approach retirement, one of their biggest financial concerns is the possibility of needing long-term care. For some, this fear stems from a family history of care needs; for others, it’s […]
New Retirement Plan Opportunities for 2025
As we head into 2025, several new changes to retirement plan rules could provide opportunities. The SECURE Act 2.0 and other regulatory updates bring new features to 401(k), 403(b), and 457 plans, […]
The Importance of Planning for the Unexpected
If you have ever worked with a financial advisor, they likely asked you if your estate planning documents are in place or whether you have evaluated your life insurance coverage. Like many […]
Charitable Giving: Stock Donations, Donor Advised Funds and Qualified Charitable Distributions
As the end of the year approaches, many people decide to make donations to local charities. If this is something that you typically do, consider making your donation via stock rather than […]
Inheriting an IRA Account
Inheriting assets can evoke a range of emotions; from the sorrow of losing a loved one to the joy of remembering their legacy. It can also bring frustration in administering an inherited […]
Precautions to Protect your Personal Data
Company data breaches have become more frequent every year. In 2024, hackers have compromised customer data everywhere from AT&T and Ticketmaster to Dell and Roku. As the list of companies that have […]
Understanding the Capital Gain Exclusion on Personal Residences
Homeownership is a primary goal for many Americans, which is why around two-thirds of homes in the US are owner-occupied. Not only do most American households own homes, but homes typically represent […]
Private Equity: Should it be a part of your portfolio?
You may have heard about private equity but also may not know very much about it. Many investors are not aware that by investing only in the public equity markets, or those […]
Unlocking Your Retirement Account: Understanding Substantially Equal Periodic Payment (SEPP)
Have you reached financial independence but have continued to work until age 59.5 to avoid the 10% early withdrawal penalty? You shouldn’t feel trapped by IRS rules or accept a 10% penalty […]
Unclaimed Property: How to Track Down Lost Assets
If you have switched jobs in the past, you have likely left a retirement plan or two behind and have a new plan with your new employer. If you do this multiple […]
Navigating FAFSA and 529 Education Account Updates
Planning for college education costs is a complex, lengthy and likely, expensive endeavor. At first glance, the process seems simple; set aside money after a child is born, and then, after 18 […]