Understanding Umbrella Insurance – What is it? And should I get it?
While umbrella insurance might sound like something you would need when it’s raining heavily or when you’re dealing with a stormy situation, it actually can be a crucial financial safety net that […]
How to Protect Your Portfolio During Market Volatility
As the markets start 2025 on a volatile note, many investors are wondering how to protect their portfolios. The answer is simple but emotionally challenging: avoid drastic actions and trust your well-diversified, […]
Make Your Dreams Possible with a HELOC
For many homeowners, the house isn’t just a place to live—when used effectively, it can also be a powerful financial tool. One way to leverage this asset is through a Home Equity […]
Managing Student Loans: How Tax Planning Can Help You Save
Managing student loans while navigating the complexities of tax planning can feel overwhelming. As tax season quickly approaches, it’s essential to understand how tax strategies can significantly impact your student loan repayment. […]
Building a Strong Credit Foundation for Your Children
Ben Franklin once said, “Nothing is certain except death and taxes.” While he was not wrong, we should add “credit scores” to his famous quote. Developed in the mid-1990s and later standardized […]
SALT Tax Deduction: Potential Changes and How it Could Impact You
In 2025, there is the potential for major tax reform given Republicans control the House, Senate and White House with the Tax Cuts and Jobs Act (TCJA) of 2017 set to expire […]
The Social Security Fairness Act
On January 5, 2025, President Joe Biden signed the Social Security Fairness Act into law after being introduced by Representative Garrett Graves (R-LA) nearly two years ago. You may think this Act […]
Risk Tolerance vs. Risk Capacity
If you’re a student of market history, you know that those who remain invested during periods of market volatility have often been rewarded. But how can you craft a portfolio that allows […]
Electric Vehicle Tax Credits for High-Income Individuals and Families
Electric vehicles (EVs) are becoming increasingly more available, and most car manufacturers are building and selling an EV option, ranging from sports cars to pickup trucks. The US government currently provides a […]
Long-Term Care Insurance: Do you need it?
As people approach retirement, one of their biggest financial concerns is the possibility of needing long-term care. For some, this fear stems from a family history of care needs; for others, it’s […]
New Retirement Plan Opportunities for 2025
As we head into 2025, several new changes to retirement plan rules could provide opportunities. The SECURE Act 2.0 and other regulatory updates bring new features to 401(k), 403(b), and 457 plans, […]
The Importance of Planning for the Unexpected
If you have ever worked with a financial advisor, they likely asked you if your estate planning documents are in place or whether you have evaluated your life insurance coverage. Like many […]