Services
What services are right for you?
Your efforts have built your wealth; now, let Heritage Wealth Architects help it flourish. We provide outstanding client service and insightful advice to help you achieve your most important financial goals. We believe effective wealth management should be as unique as you are. Our team of advisors work closely with you to understand your situation, crafting a comprehensive strategy that aligns with your immediate and long-term goals. For many small-business owners, their personal and business finances are inextricably linked. So, our dedication to your success extends to your business as well.
No matter where you are on your financial journey, we think that everyone can benefit from a financial planning-first approach. Although we offer an a-la-carte smattering of services, most of our clients find it helpful to first develop a financial plan to help assess their current state and have a place to visually see the impacts of recommended changes. This offers us a better understanding of your overall financial picture and helps us to better tailor an investment strategy that is right for you.
Financial Planning
Clients who engage us for financial planning can expect us to build a financial plan together and develop a strategy to get you closer to meeting your goals. We will have regular meetings to review your goals, help implement recommendations and quarterback a coordinated approach with our network of financial professionals.
- Access your plan in real-time with our eMoney software and see your accounts and financial details in one place.
- We will meet regularly to review and adjust the plan based on your current life circumstances and markets.
Asset Management
We take a research-based approach to investing, led by a CFA-credentialed investment professional and help people take the emotion out of their investment decisions to grow their wealth. We take time to understand your goals and develop customized portfolios when crafting your investment lineup. We utilize SMA, ETFs, Mutual Funds, private placement, private equity, stock options, structured notes, to strategically diversify your portfolio.
- We use a risk-assessment software, called Nitrogen, to help inform your risk score and investments.
- We keep up to date on market trends and complete investment due diligence so that you don’t have to.
Small Business Planning
Your business is one of your largest investments. We’ll make sure it receives the attention it deserves. Everything from choosing the right capital formation and minimizing taxes to performing business valuations and advising on employee or family member buyouts. We’ll clarify the big picture and analyze your business structure, review your competitive situation, evaluate your strategic initiatives such as potential business opportunities.
- We work with many types of clients, typically $2M-100M EBITDA and under 1,500 employees,
- Our services include succession planning, wealth transfer, tax planning, and identifying ideal business structure.