Financial Planning

Clients who engage us for financial planning can expect us to build a research-based financial plan together and develop the most efficient strategy to get you closer to meeting your goals.

Financial Planning Services

At Heritage Wealth Architects, we redefine the financial planning experience to be enjoyable, engaging, and completely customized to your unique needs and goals. As a client, you’ll be privileged to work closely with our experienced team of CERTIFIED FINANCIAL PLANNER™ Professionals and a Chartered Financial Analyst®. With a client-to-advisor ratio of less than 30, you’ll receive the personal attention you deserve, meeting regularly to discuss your financial journey and significant decision-making moments. We take a long-term, purpose-driven perspective. As fiduciaries, our advice and recommendations will always be in your best interest.

Your financial plan with us is as multifaceted as your goals, encompassing vital areas such as Estate Planning, Retirement Planning, Tax Planning, and Education Planning. Following the CFP® Board’s financial planning process, we start by deeply understanding your current situation and identifying your aspirations. Your plan will integrate a financial mission, goals, and objectives into one cohesive program that allocates financial resources consistently.

Comprehensive Review

he first step in financial planning involves a thorough assessment of the client’s current financial situation, including income, debts, assets, and expenses.

Identifying and Selecting Goals

Goals are identified in this phase, which may range from short-term objectives like saving for a vacation to long-term aspirations such as retirement planning.

Evaluating Present Strategies

This step examines the effectiveness of current financial strategies and exploring different strategies and scenarios to better align with financial goals.

Building a Custom Plan

Tailored recommendations are developed to guide the client towards their financial goals. Recommendations serve as a strategic blueprint, outlining actions,

Presenting the Financial Plan

The financial planner presents the recommendations to the client, explaining the rationale and steps. This stage allows for client feedback and further refinement.

Implementing the Financial Plan

Implementation is the phase where the financial plan is put into action, which may involve investment purchases, debt restructuring, or other financial moves.

Ongoing Financial Review

Financial plans require regular monitoring to ensure they remain on track and are adjusted for any changes in the client’s circumstances and market conditions.

Adapting to Change

This final step emphasizes the need for periodic reviews and updates to the plan, reflecting life changes, economic shifts, or changes in financial goals.

Goal Execution

However, a financial plan is just the beginning. Execution is key. Drawing on our extensive network of professionals and strategic resources, we ensure that recommendations become reality. Financial planning is a collaborative journey, not a one-time report. Regular meetings to review your goals, assess your progress, and discuss market changes are integral to our approach.

With a client-to-advisor ratio of less than 30, you’ll receive the personal attention you deserve, meeting regularly to discuss your financial journey and significant decision-making moments. These ongoing interactions ensure that your financial plan remains aligned with your evolving circumstances, keeping you on track towards achieving your objectives.

Exceptional Client Relationships

Your journey to financial stability and growth requires a well-structured plan and recommendations. Our VantagePoint platform delivers a personalize approach that our whole team built for you.

We don’t just hand over a plan and move on; the entire Heritage Wealth Architects team becomes your financial partner. All of us are walking alongside you as your life unfolds.

James Knapp

CEO, Heritage Wealth Architects

© 2024 Heritage Wealth Architects